MACHINE LEARNING IN CREDIT RISK ASSESSMENT: ADVANCES, CHALLENGES, AND IMPLICATIONS FOR EMERGING MARKETS. International Journal of Political Sciences and Economics, [S. l.], v. 5, n. 02, p. 502–507, 2026. DOI: 10.55640/. Disponível em: https://www.ijmri.de/index.php/ijpse/article/view/5898. Acesso em: 24 feb. 2026.