CROWDFUNDING AS A TOOL FOR DEVELOPING FINANCIAL LITERACY AND ECONOMIC GROWTH

Authors

  • Dilshodakhon Maksudkhujaeva Mansurkhuja kizi Tashkent State University of economics Basic PhD student

DOI:

https://doi.org/10.55640/

Keywords:

financial literacy, economic growth, crowdfunding, MFond.uz, HALFANA, digital economy, investment culture, social entrepreneurship.

Abstract

This article examines crowdfunding as a modern tool for developing financial literacy among the population and stimulating economic growth. In our view, the use of crowdfunding platforms such as HALFANA and MFond.uz contributes to the development of entrepreneurial initiative, citizen engagement in socio-economic projects, and the enhancement of financial culture.

References

1.Lusardi, A., & Mitchell, O. S. (2014). The Economic Importance of Financial Literacy: Theory and Evidence. Journal of Economic Literature, 52(1), 5-44.

2.OECD (2020). Financial Literacy and the Future of Financial Inclusion. Paris: OECD Publishing.

3.World Bank (2018). Enhancing Financial Capability and Inclusion in Uzbekistan. Washington, DC: World Bank.

4.Atkinson, A., & Messy, F. (2012). Measuring Financial Literacy: Results of the OECD / International Network on Financial Education (INFE) Pilot Study. OECD Working Papers on Finance, Insurance and Private Pensions.

5. Akbarov, S., & Yusupova, M. (2022). Digital transformation and its impact on startup funding in Central Asia. Central Asian Journal of Innovations, 4(1), 34–49. // https://doi.org/10.2345/caji.2022.04103

6. Ismailova, Z. (2023). Alternative financing tools for SMEs in Uzbekistan: Opportunities and limitations. Journal of Emerging Financial Markets, 7(2), 56–72.// https://doi.org/10.1016/j.jefm.2023.02005

7.National Bank of Uzbekistan (2023). Analysis of Financial Literacy of the Population. Tashkent.

Downloads

Published

2025-10-08

How to Cite

CROWDFUNDING AS A TOOL FOR DEVELOPING FINANCIAL LITERACY AND ECONOMIC GROWTH. (2025). International Journal of Political Sciences and Economics, 4(10), 32-35. https://doi.org/10.55640/

Similar Articles

1-10 of 588

You may also start an advanced similarity search for this article.