METHODS TO ENSURE FINANCIAL STABILITY IN THE ACTIVITIES OF INSURANCE COMPANIES
DOI:
https://doi.org/10.55640/Keywords:
Financial stability; insurance companies; solvency; risk management; capital adequacy; reinsurance; investment diversification; regulatory oversight; financial performance; sustainable growth.Abstract
This study examines the methods used by insurance companies to ensure financial stability, focusing on both regulatory mechanisms and internal management strategies. Financial stability is crucial for maintaining trust among policyholders, meeting claims obligations, and supporting sustainable growth in the insurance sector. The research highlights key approaches including solvency regulation, risk management, capital adequacy, reinsurance arrangements, and investment portfolio diversification. The study also explores the role of modern financial technologies in monitoring and improving financial performance. The findings indicate that a combination of effective regulatory oversight, prudent risk management, and strategic financial planning is essential to ensure the long-term stability and resilience of insurance companies.
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