BASICS OF REAL ESTATE FINANCING
DOI:
https://doi.org/10.55640/Keywords:
Real estate financing, mortgage, equity, loan, down payment, collateral, credit score, residential financing, commercial financing, investmentocial attitudes, public perception, contextual choices.Abstract
Real estate financing provides the funds that individuals, investors and companies need to purchase or invest in property. This article explains the basic concepts of real estate financing, including equity, mortgages, down payments, collateral and creditworthiness. It also explores the main types of financing, such as residential and commercial loans and describes the various financing sources available. Key steps in the financing process, factors affecting loan approval, associated costs, potential risks and advantages are discussed to provide a comprehensive understanding. By understanding these elements, buyers can make informed decisions, manage financial risks and maximize investment opportunities in the property market.
Downloads
References
1. Edward Glickman “An Introduction to real estate finance”, Academic Press, Elsevier, 2013, -480p.
2. Megan Dorsey and David Rockwell “Financing residential real estate”, Rockwell Publishing, 2005, -595p.
3. M. Medeiros, H. Castro “Beyond Mortgages: A Comprehensive Guide to Alternative Real Estate Financing and Private Lending” Kendall, Hunt Publishing Company, 2025, -324p.
4. N. G. Miller and D. M. Geltner, “Real Estate Principles for the New Economy”, South-Western Educational Pub., 2004, -608p.
5.William Brueggeman and Jeffrey Fisher “Real Estate Finance and Investments” McGraw-Hill Education, 18th edition, 2024, -1728p.
Downloads
Published
Issue
Section
License
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors retain the copyright of their manuscripts, and all Open Access articles are disseminated under the terms of the Creative Commons Attribution License 4.0 (CC-BY), which licenses unrestricted use, distribution, and reproduction in any medium, provided that the original work is appropriately cited. The use of general descriptive names, trade names, trademarks, and so forth in this publication, even if not specifically identified, does not imply that these names are not protected by the relevant laws and regulations.
